Hello Guys , I hope you all are fine and enjoying our Free Paytm Cash articles regularly . Today in this post i will be sharing with you how to apply for Paytm Debit Card in 2020 . What are the benefits of Paytm Debit Card , Transaction Charges or apply charges .
Almost two years ago in very low price anybody can apply for paytm debit card . But now if you want apply for paytm debit card you have to pay charges . Not only applying charges but also transaction charges and yearly charges . Paytm Debit Card is a Rupay Debit Card . You can now request your Paytm Payments Bank Debit & ATM Card using the Paytm app . Also use it to withdraw money from any ATM in the country. You can also use it to pay at any retail store that has a PoS machine.
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How To Order Paytm Debit Card
To order your Paytm Payment Bank Debit Card in 2020 first of all update your Paytm App and open . Now tap on the Bank option and then select ‘ Debit and ATM Card ‘ option .
Now Tap on ‘ Request Your ATM Card ‘ option . Then select your delhivery address where you want to receive the card . And then click on ‘ Proceed To Pay ‘ . Now confirm your delhivery address and enter your passcode to pay Rs 250 for debit card apply charge . Once your payment is complete, your Debit Card will be delivered to you within 2 weeks .
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Paytm Debit Card Charges
Paytm Debit Card Apply Charges
Previously Paytm Debit Card Issuance Fee or Applying Charges was Rs125 only but now it is Rs 250 . If you first time want to apply for Paytm Payment Bank Debit Card then you have to pay Rs 250 . But remember if you don’t have Paytm Payment Savings Bank Account then you can’t apply for this .
Lost Card Replacement Charges
If your debit card is stolen or lost then you can reapply it by same process . But in this case you have to pay again Rs 250 for Paytm Debit Card lost charges .
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Annual Subscription Fee
For annual subscription you have to pay Rs 150 per year . This Rs 150 charges on yearly basis from the date of activation of the Debit Card or ATM Card .
ATM Transaction Charges
If you are thinking you have to pay charges only for debit card apply or yearly charges . Then you are absolutely wrong man . You have to ATM Transaction Charges also for Paytm Debit Card .
Metro ATM Charges
If you are on cities like Mumbai , New Delhi , Chennai , Kolkata , Bengaluru and Hyderabad . Then after 3 free transaction per month if you want to withdraw again on that month . Then cash withdrawal charges is Rs 20/transaction and for mini statement or balance check Rs 8/Transaction .
Non-Metro ATM Charges
If you are on other than 6 cities mentioned above . Then after 5 free transaction per month if you want to withdraw again on that month . Then cash withdrawal charges is Rs 20/transaction and for mini statement or balance check Rs 8/Transaction .
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Paytm Payment Bank ATM’s
Unlimited Free Transaction using Paytm Payments Bank Debit Card .
Paytm Debit Card Benefits
If you apply Paytm Debit Card then you will get benefits Free Insurance , Concierge Services . You will get free insuarance cover of up to ₹2 lacs in the incident of death or parmanent total disability . Also if you want to receive money instantly then use QR Code on your Paytm Bank Debit Card .
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Conclusion
So guys i think now you knows how to apply for Paytm Bank Debit Card , Charges , Benefits . But if you want to apply for this Debit Card then think again . Because for me it is not neccessary . I have been using Paytm since 2017 for Fantasy Cricket , Free Paytm Cash . But i didn’t apply for Paytm Debit Card . If you don’t have any other Physical Bank like SBI Bank then you can definitely apply this one . But otherwise it is just a waste of money . It is my opinion .
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