Flipkart pay later is a payment option, in which you can avail up to 1 lakh Credit that you can use to purchase any product not only on Flipkart but on Myntra and Shopsy as well. However, if you have decided to delete your Flipkart Pay Later account permanently then you are at the right place. In this article, we gonna discuss How To Close Flipkart Pay Later Account Permanently in the easiest way in 2024.
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How To Close Flipkart Pay Later Account Permanently?
The easiest way to Close Flipkart Pay Later Account Permanently is via Flipkart customer service. You can either contact them via the app or using their Twitter handle.
- To Begin with, open the Flipkart app and login into the platform.
- you have to head over to the Flipkart help and support section
- Select I want help with other issues.
- Choose Other>Others.
- Now click on Contact Us and then call me back.
- Mentioned your issue there and preferred language and your number.
- After that, you will receive a call from Flipkart end, mentioning that you want to delete your Pay Later account. Now they transferred your issue to their higher team member.
- You will receive another call from Flipkart end on the very next day or so. They ask you just to confirm your request.
Why Flipkart Pay Later is Still Showing in Credit Report?
If the Flipkart Pay Later is still showing in your Credit Report then don’t it can take up to 3-4 months for this closure to reflect in your report. It will show as a closed account in your report, just for record purposes. However, if it’s still showing as an active loan then you have to contact the loan lending partner.
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Things You Should Consider Before Closing Flipkart Pay Later Account Permanently?
- Before you request account closure request first check if there is any due loan or not. If there is any due present then your request will get rejected.
- This may affect your Cibil Score.
- You will still see the pay later on your Credit score for a few months.
- Later that it will show as a Closed account.
FAQs: How To Close Flipkart Pay Later Account Permanently in 2023
No, Opening a Flipkart Pay Later account decrease your credit score though if you have to many BNPL account then it might affect your credit report.
Yes, there is a monthly which generates depending on your spending.
Yes, it might decrease your credit score.
If you have any due amount pending then your Flipkart Pay Later Account won’t be deleted.
Final Thoughts
There can be many reasons behind closing the pay-later account on Flipkart, maybe you don’t want it anymore or maybe you have too many pay-later accounts. There can also reason which is that this type of Buy Now Pay Later credits mention this loan as a personal loan in your Credit Score. Anyhow, the Age of credit also matters in credit scores.
So if you are using Flipkart to pay later for a long, it’s better to keep it as it is. Still, if you don’t need the account anymore then you can use the method mentioned in this article to contact Flipkart customers. Sometimes you might not get the call option on Flipkart in that case you can reach out to them on Twitter. If your request is rejected even if you have no due then you can reach out to the RBI ombudsman for grievance redressal.
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