How to Fix Paytm Postpaid Not Working 2024

Hi Guys welcome to our new blog. In this blog, we are gonna share How To Fix the Paytm Postpaid Not Working Problem. Paytm postpaid is one the best Buy Now Pay Later Services. However, it sometimes doesn’t work properly. So we are gonna look into why this is happening and also if there is any way to fix it or not. So let’s begin with.

Also Read: Best Daily 100 Rupees Earning Apps

What is Paytm Postpaid?

Paytm Postpaid is a BNPL or buy now pay later facility offered by Paytms NBFC partners. In this program, you can avail up to ₹60000 for 30 days. You can use the credit to online purchases, recharge bill payments and ticket bookings. Apart from this, you can also pay any merchant with Paytm postpaid just like UPI.

Eligibility Criteria for Paytm Postpaid

To become eligible for Paytm Postpaid User must meet the policy of the NBFC Partners. In addition to this To apply for a postpaid loan, you must meet the following conditions:

1. The user must be 20 years older.
2. The user has to be an Indian resident.
3. User Should have a Valid PAN ID.
4. User should complete their Paytm KYC using an Aadhar Card.

Also Read: How To Delete Flipkart Order History

How to Fix Paytm Postpaid Not Working?

No doubt Paytm Postpaid is one the best BNPL service that gives instant credit limit which you can use on the go. Later you can pay all the bills before the 7th of every month. This way you can also make your bank passbook clutter-free.

Nevertheless, Paytm Postpaid can also be blocked for temporary or permanent reasons, both due to faults on Paytm’s part as well as users not meeting T&C. So here are a few reasons why your Paytm Postpaid is Not Working with their solutions:

Overdue of Bills

Paytm Postpaid bills are generated on the 1st day of every month and the user must pay the bill within the 7th of every month. Apart from utilising the limit users also have to pay 0-3%+GST convince fee. If the user doesn’t pay the bill within the 7th of the month then they have to pay an additional late fee of 0 to Rs. 750 plus GST depending on the credit usage.

Paytm May block the user account permanently if they haven’t paid bills for a long time. So if you have overdue bills then first try to repay them.

Also Read: How To Cancel BookMyShow Ticket

Server Problem

It’s a common problem for any app to have server outages if a lot of users are using it at the same time. Generally, it fixes within a few times and you don’t have to do anything from your end.

App Problem

If the Paytm app isn’t responding to people then you can try updating it. If there isn’t any update available then try installing and then reinstalling the app can also fix the issue.

Also Read: How To Delete Paytm Transaction History

Showing Account is Blocked

This issue has recently happened with many postpaid users. Their account is suddenly blocked due to unknown reasons. Most probably this is a problem with their NBFC partners. Paytm may introduce a new BNPL partner in future. If you are also having the same then you can try contacting their support however we didn’t get much satisfactory answer from them. So what you can do right now is to follow these steps:

1. Login to your Paytm app and then head over to the postpaid section
2. Check out if theirs any due bill available or not.
3. If have any bill pending then pay it first.
4. Even if you are seeing the Account Blocked pop up you can still repay your bills.
5. Simply close the pop and then pay the bill.
6. If you ignore the bill, you may incur a penalty charge, so paying all bills before they are due is the best way to avoid this problem.
7. After paying the bill you will receive the NDC certificate in your Email within 24 hours.
8. If don’t receive the NDC certificate then contact the Paytm support team to send you the NDC or No Due Certificate.
9. Keep the No Due Certificate safe as it is proof that you don’t have due the lending partner.

How To Delete Paytm Postpaid Data?

If your postpaid account is closed then you can also request to delete postpaid data by following these steps:

1. Login Paytm App.
2. Tap on the Profile icon.
3. Scroll down and select Help and Support.
4. Now Seket Postpaid Loan.
5. Now Select an order you need help with or opt for non-order related queries.
6. Upon you will be connected with the Chatbot now select “Others”.
7. After that select “Raise a request to delete data provided in the Postpaid Loan journey”.
8. Finally, Select “My loan account is no longer active, I want my data to be deleted”.
9. Your Postpaid Data will be deleted on the 10th of next month.
10. If you don’t get a satisfactory answer then ask them to connect to a customer executive via call or chat.

FAQs: How to Fix Paytm Postpaid Not Working