How To Use YONO SBI APP from Home (Beginners Guide)

YONO SBI APP

SBI YONO App – if you have an SBI Bank Account then you heard about it once. A lot of people don’t know about this SBI Mobile App. And if they know but they didn’t know how to use SBI YONO App from Mobile. Today in this post I will discuss this.

After SBI (State Bank Of India) had launched the YONO SBI App, this helps customers to save some time for them. Because from this YONO SBI App you can do almost everything from your mobile. You can check your SBI Bank Account Passbook Statement check from your smartphone. You can do Fund Transfer from your smartphone. From this, You can do recharge, bill payment, shopping, ticket booking, etc. But the most exciting thing is you can earn Cashback for Shopping Through YONO SBI App.

Basically in this post you will get to know about these topics :

• How To Use – SBI YONO App?
• SBI YONO Money Transfer Process
• How To Transfer Money From SBI YONO App?
• How To Withdraw Cash From ATM Machine Without ATM Card?
• SBI YONO APP Other Fetaures

Also Read : How To Download Aadhar Card

I have made two or three videos in my youtube channel about YONO SBI App. If you want you can check this from below link.

How To Use SBI YONO App

To use SBI YONO App, first of all, you have to install the app from play store. And then After installing you have to create YONO SBI Account. But If you have SBI Net Banking then you can create your YONO SBI Account in YONO App easily. But if you don’t have net banking then you can create your YONO SBI Account by your SBI Bank Debit Card also.

After creating an account you have to set a six-digit PIN for YONO SBI Security. Because this app contains your banking and your personal information so security is very important. After completing all the process your SBI YONO Account Creation is Successful.

Now you can see too many options in the YONO App. From the very first ‘Accounts’ to ‘SBI Rewards’, you will know everything from this article.

Because this YONO SBI App has too many option let me start from the very first.

Accounts

In the accounts section, you can check your account balance, fund transfer, transaction history. If you want to check SBI Bank Account Balance then you have to follow the below steps.

Steps

Accounts >> Tap To View Balance >> Total Balance >> Savings Account

YONO Pay

In the YONO Pay section of SBI YONO App, you can see a lot of options. Quick Transfer, YONO Cash, Bank Account, Bhim UPI, QR Scan etc.

Quick Transfer

From this quick transfer section, you can transfer your SBI Bank account balance to others up to ₹10000 instantly. But for this, you have to follow the steps.

Steps

Quick Transfer >> Internet Banking Profile Password >> Enter Accoount Details >> Enter Amount.

YONO Cash

This is the most unique and interesting feature in this SBI YONO App. When first time I have SBI YONO App Download I was like wow, such a unique feature has SBI introduced. Because from this YONO Cash you can withdraw cash from ATM machine without ATM Card. But for this, you have to follow the below steps.

Steps

YONO Cash >> ATM >> Enter Amount ( Mutilple of ₹500 ) >> Next >> Create a unique six digit PIN >> Next >> Read and Agree the Terms and Conditions >> Confirm.

Bank Accounts

In this YONO SBI App Bank Account section, you can transfer to your own or other bank accounts. For this, you have to enter the bank account details to whom you want to send money and how much you want to send. You can transfer them also by one click if you saved the details as a beneficiary. But remember you can transfer up to ₹10000 instantly.

BHIM UPI

YONO App “Bhim UPI”, this is a well-known term for us. Because most of us are using PhonePe, google pay, Paytm for payment purpose. And YONO SBI BHIM UPI is same as other UPI Apps. If you already create BHIM UPI earlier then you have to just verify this once in this app. Later you can transfer money via Bhim UPI to any other user after YONO login.

Contacts

From YONO App contact section, you can transfer from your contact list.

QR Scan

Today in every stall or shop a QR code is available for receiving payments via UPI or bank accounts. Similarly, You can pay anyone via UPI by these steps if they have a QR code.

Quick Payments

In this section four options are there. Which are SBI Credit Card, Prepaid Mobile, DTH Recharge, Bill Pay.

SBI Credit Card

In this option, you can retrieve or track your application. You can link a new SBI Credit Card or Get a new SBI Credit Card.

Prepaid Mobile, DTH Recharge & Bill Pay

In this YONO App Prepaid Mobile section, you can recharge your Prepaid Mobile recharges by BHIM UPI, Credit or Debit Card. So From DTH Recharge section, you can recharge your DTH from YONO SBI Mobile Application. and from the Bill Pay section, you can pay bills via this YONO SBI Application.

Shop & Order

SBI YONO Shop & Order Section is for shopping. But if you are a person who loves online shopping, then you can shop here and earn rewards or cashback as well.

Book Train Ticket

You can book your train ticket from YONO App. But for this, you have to scroll down after YONO App Download & Registration. On the below section you can see an icon ” Book Train Ticket “. So To book your train ticket you have to log in via your IRCTC ID and enter basic details. Like from where to where you want to go, etc etc . And then you have to pay the amount.

SBI Rewards

SBI Rewards in SBI YONO Mobile Application is one of the good features. Previously SBI Rewards was a different application. But Now almost every SBI App we can see in YONO App.

Other Options & Features

There are a lot of many other interesting options in the YONO App. Like Deposit, Cards, Insurance, Investments, Service Request etc. Because these are not for everyone and not every user will need these features. But the important and which are usable for everyone, I already discussed. So if you have any queries or want to know any other information regarding YONO SBI Mobile Application, please comment down below. I will fell very satisfied if I will solve your problems.

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